The past 25 years have been among the most pivotal in history for financial innovations. The mainstream introduction and rise of fintech have changed nearly every area of personal finances, from banking to investing and beyond. Whether or not you’re an early adopter of technology, financial innovation has touched your life in some way. To shine a greater light on some of these advancements, we’ve rounded up a list of the 25 most important financial...

Just 25 years ago, financial markets were grappling with the introduction of the internet to mass consumers. Now, players and regulators alike must pivot to the rise of artificial intelligence. Institutions, investors, and consumers have all felt the friction as our old-world economic systems merge with new-age technology and manage new risks. Factor in a global pandemic, and what a wild quarter-century it’s been. Investopedia has been taking notes: Here are the most significant events...

Wealth preservation is an essential but often skipped step between wealth creation and wealth transfer. Whereas wealth creation focuses on high-yield or long-term investments for cash flow, wealth preservation helps protect investments so they can be passively managed, appropriately withdrawn, and protected from inflation. Proper wealth preservation protects the value of your assets through various financial management and tax strategies. Depending on your goals, employing all or some of these strategies will benefit your current...